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Deanna and Justin In The Morning

Apple Reveals Savings Account with 4.15% APY

By Hollywood Kyle

Apple partnered with Goldman Sachs last year to offer a credit card to Apple customers. Now, they’re expanding this to offer a high-yield savings account with an annualized interest rate of 4.15%. This interest rate is one of the highest interest rates a banker can find. It beats the national average of .38% APY.

The new Apple saving account comes with no fees, minimum deposits, and minimum balance requirements. Account holders can also manage their accounts right in their iPhone.

With the reveal of such a high yielding savings account, it got us thinking; what are the highest yielding savings account options out there?

Disclaimer: WJBR is not responsible for financial advice and this article is not for financial advice purposes. This information has been sourced from Investopedia for educational purposes.

  • 10. Popular Direct - 4.65% APY

    Popular Direct has a minimum initial deposit of $5,000, with no monthly fee. Does not come with an ATM card and allows mobile check deposit. Can not be used like a checking account.

  • 9. Bask Bank - 4.65% APY

    No minimum initial deposit due, no ongoing balance, or monthly fee. Does not come with ATM card and does not have CD options.

  • 8. iGO Banking - 4.75% APY

    Requires a minimum initial deposit of $25,000 along with a minimum $25,000 ongoing balance to earn interest.

  • 7. BankPurely - 4.75% APY

    Requires $25,000 ongoing balance to earn interest but does not require minimum deposit. Comes with an ATM card.

  • 6. CIT Bank - 4.75% APY

    Minimum initial deposit of $100, and must have $5,000 ongoing balance to earn APY.

  • 5. Vio Bank - 4.77% APY

    No ongoing balance requirements or monthly fees. Does not come with ATM card.

  • 4. Primis Bank - 4.77% APY

    No monthly fee or minimum ongoing balance requirements. Comes with ATM card.

  • 3. UFB Direct - 4.81% APY

    No minimum initial deposit or ongoing balance requirements. No monthly fee. Does not come with ATM card.

  • 2. Newtek Bank - 5.00% APY

    Does not have any requirements to meet the stated APY.

  • 1. CFG Bank - 5.02% APY

    A minimum initial deposit of $1,000 is required and must maintain $1,000 ongoing balance to meet APY. No monthly fee with over $1,000 ongoing balance, otherwise $10 a month fee.

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